Onyx Alliance Privacy Policy

This website is owned and operated by MMXXI, LLC DBA (“Onyx Alliance”, “Onyx”, “we”, “us”, or “our”). By using or accessing our website and other services, you agree to this Privacy Policy. We are committed to protecting the privacy and security of your personal information obtained through your financial dealings with us. This policy outlines our practices concerning the collection, use, and safeguarding of your data.

What we collect

Contact Forms

When you submit a form, we only collect the information you provide us, such as your name, email, and any other information you voluntarily provide. We also collect the internet protocol address the form was submitted from.

Application Forms

When you submit an application, we only collect the information you provide us.

This includes:

Personal Information: This includes your name, address, email address, telephone number, social security number, and financial information such as your income, assets, and credit history.

Application Information: Information you provide when applying for a loan, including company information, financial information, and existing credit commitments.

We may collect this information, with your authorization, using services such as Plaid, to collect financial information.

How we collect information

How We Collect Information:

Directly From You: Through the finance application form you complete.

Indirectly From You: Through your transaction and payment history related to our services, as well as third party providers such as web analytics and financial entities and data processors.

Cookies

We may use cookies and other tracking technologies to enhance your experience on our website, analyze site traffic, and understand where our audience is coming from. You may also encounter embedded content such as a Facebook or X post, which may utilize cookies.

Web Analytics

We utilize web analytics tools to collect and analyze information about the use of our website. This includes data about page views, site usage, and navigation patterns. We use this information to improve our website’s functionality and user experience. The tools we use may collect information such as your IP address, device type, and browser type, but this information is processed in a way that does not identify you personally.

Embedded content from other websites

Pages on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Plaid Technologies

We partner with Plaid Technologies, Inc. to securely connect your financial accounts to our services. By using our services, you authorize us and Plaid to access and transmit your financial information from your financial institution, as outlined in Plaid’s privacy policy. Plaid collects essential data such as account balances, transactions, and account numbers, which we use to verify application information and your identity, protect against fraud, and ensure secure processing of your transactions. We encourage you to review Plaid’s privacy practices on their website to ensure you are informed about how your data is protected.

RB2B Technologies
When you visit or log in to our website, cookies and similar technologies may be used by our online data partners or vendors to associate these activities with other personal information they or others have about you, including by association with your email or home address. We (or service providers on our behalf) may then send communications and marketing to these email or home addresses. You may opt out of receiving this advertising by visiting https://app.retention.com/optout

Use of Information

Your information is used to:

Evaluate your application for credit and other financial services. Manage and administer your account. Communicate with you regarding your account and our services. Improve our services and offerings.

Disclosure of Information

Who We Share With:

Service Providers: Entities that help us with services such as fulfilling your loan, payment processing, credit checks, and customer service.

Legal Requirements: We may disclose your information where required by law or subpoena.

Data Protection

We take the protection of your data seriously. We implement physical, technical, and administrative measures designed to safeguard the information from unauthorized access, disclosure, alteration, and destruction. Despite our efforts, no security measures are completely impenetrable.

User Rights

You have the right to:

Request access to the personal information we hold about you.Ask us to correct inaccurate or incomplete personal information.

Request deletion of your personal information when it’s no longer needed for the purposes for which it was collected.

Policy Updates

This policy may be updated from time to time in response to changing legal, technical, or business developments. When we update our Privacy Policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make.

Contact Information

If you have any questions or concerns about our use of your personal information, please contact us at:

[email protected]